I ran a small business until one of my major clients defaulted on payment and went into bankruptcy. I was left being owed $100K. I exhausted all of my savings trying to stay afloat while I continued seeking new business. As a result I have fallen behind on my bills and my once good credit has become bad! I lost a little over $1,800 last week after I applied for a $10,000 loan. Well, I paid the fees out of desperation and all I got was a bunch of excuses why the loan payment had been delayed and finally a disconnected number today!
What I am asking is for those of influence to introduce me to businesses that need HR services. This will help me restart my business and sustain me. I am financially destitute to the point where I can no longer do the things that would generate business because I lack money for expenses like business services, marketing, copying, mailing, admission to networking events and workshops, transportation, etc. It is a struggle to keep my cell phone on, but make it happen so I can still make business connections. I want to be able to get my business on track and return to being self-sufficient. As a further consequence of my situation, I cannot afford to eat, pay my housing, utilities and meet other basic needs. I know I need to see a specialist for a medical condition that is worsening with more frequent pain, but I lost my health insurance. I wasn’t able to pay my rent last month and now this month as well. I will be evicted if this is taken care of in the next 2 weeks and then the situation will spiral even further downward. I am taking on a roommate to help with the expenses, but I still need to come up with 60% of the household expenses. I have gone so far as to sell personal items. Just today, a woman stole $54 from me when she shorted me the sale price of my TV – money I intended to use to pay for electric bill. (Being a trusting person, I didn’t want to insult her by counting the money in front of her and didn’t realize it until after I returned to my apartment and counted the money.)
It might seem like I’ve got it together and can find a job, but those attempts have always resulted in me being told I’m over qualified. I tried “dumbing down” my resume and that didn’t work. Employers are afraid of hiring someone with my background for fear that when things improve I’ll quit (and they’re damm right –LOL).
Keeping it real, I am not looking for a hand out, just an opportunity to get over this setback. Financial assistance or a loan would be helpful to get my business back in gear because I can’t qualify for a loan being unemployed and have a declining credit rating. I have two great business opportunities in NYC, but don’t have means to travel and spend a week there to solidify the deals. I got involved in a network marketing business to generate some income and was able to do so, but again, have no money to maintain it in terms of attending training, membership, minimal supplies, etc.
Yeah, my story isn’t “sexy” like many of the others you might hear about – but it’s real, not exaggerated and I am desperate. I’m the typical middle class person impacted by the economy – made too much for public assistance and not enough to be independent! I actually have the potential to make it but only with your assistance now. I’m a motivated, ambitious, responsible and outgoing person so one is likely to think “He’ll get over this.’ But after 9 months it is only getting worse! I’m trying to keep my sense of humor and happy go-lucky persona in tack while being optimistic. What am I asking of you? If you or someone you know can make a connection for me to some business with a company that would be sustain me. Maybe you can get me to NYC for these business meetings or offer financial assistance to help me get by. Heck, if you want to take me out to dinner or networking event I’d welcome that. 
I can make business connections because I love what I do, good it and obviously have a lot of self-confidence. But having some money can allow me to get back to doing the things to generate business, allow me to eat, pay for my housing and meet some immediate needs. But understand this, I don’t want to have to continuously rely on handouts and be dependent upon others. My goal is clear – to return to self-sufficiency and I am asking you to help me do so.
Thanks in advance for your support and compassion.
